YBUD: Your Budget Planner
Easily track your spending for each budget period and reach your financial goals.
YBUD: Your Budget Planner is a simple and intuitive budgeting app designed to help you track your spending and achieve your financial goals. With its unique cycle-based budgeting system, you can plan and monitor your expenses for each budget period, making it easier to stay on track and build better financial habits.
Features
- •Log expenses using your voice
- •Scan receipts to log expenses
- •Cycle-based budgeting system
- •Spending tracking analytics
- •No internet connection required
- •Simple and intuitive interface
Screenshots
Privacy Policy
Last Updated: January 30, 2026
Optional Cloud Backup
We only collect data when you opt into the paid cloud backup subscription so your budgets are stored as a safety copy. This data is used solely for syncing and backing up your budgets, and it is never accessed for advertising or analytics.
Local-First Storage
By default, every budget entry, spending record, and goal stays on your device. Cloud sync is optional, and you can disable it at any time while still keeping your local data intact.
No Photos or Recordings Stored
YBUD does not store or back up photos, screenshots, voice recordings, or any media beyond the budget data you explicitly save. Any additional media you capture stays entirely within your device’s local storage.
Internet Connection & Apple Sign-in
The core app works fully offline. An internet connec tion and Apple Sign-In are only needed when you enable cloud sync so your data can be backed up and restored securely. Premium features like voice entry and receipt scanning do not require sign-in.
No Ads or Third-Party Tracking
There are no advertisements, trackers, or third-party analytics in YBUD. The experience stays focused on your budgeting without external interruptions.
Your Data, Your Control
You remain in complete control. Local data can be edited, exported, or deleted from within the app, and any cloud backups tied to your subscription can be removed through the same settings.
Delete Account
If you ever want to stop using YBUD, you can delete your account and associated cloud backup directly from the app’s settings. This removes any data we stored as part of the subscription service.
Contact Us
If you have questions about privacy or data handling, email galo@studio074.dev.
Terms & Conditions
Last Updated: January 30, 2026
Subscription Access
YBUD is offered as a paid subscription through the App Store. Premium features like voice entry and receipt scanning do not require sign-in. Apple Sign-In is only required when you enable cloud sync so backups can sync securely via iCloud.
Billing & Cancellation
Billing is handled directly by the App Store. You can cancel or change your subscription from your Apple account at any time; cancellations prevent future charges but do not retroactively refund past payments.
Refund Policy
App Store refunds are governed by Apple's policies. Please request refunds through Apple Support if you believe a charge was made in error.
Service Updates & Availability
Studio 074 may update or discontinue features in YBUD. If a feature critical to your workflow is removed, sufficient notice will be provided within the app.
Acceptable Use
You may not attempt to reverse-engineer, redistribute, or misuse the app in ways that violate applicable laws or App Store policies.
Account Deletion & Restore
Deleting your account from the app’s settings removes any cloud backup and access to syncing. Restoring the account later requires reactivating your subscription and signing in with the same Apple ID so we can validate and restore your saved budgets.